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H.R. 3095 – Understand Your Repayment Alternatives Act
Sponsor: Rep. Swalwell, Eric D-CA
Cosponsors: 5 (0 R; 5 D)
Introduced: 06/04/2019
NASFAA review & Coverage: This bill would need that all pupil debtor be given a repayment guide that is individualized.
S. 1696 – Student Loan Tax Elimination Act
Sponsor: Sen. Braun, Mike R-IN
Cosponsors: 5 (2 R; 3 D)
Introduced: 06/03/2019
NASFAA review & Coverage: This bill would eradicate origination costs on figuratively speaking.
S. 1175 – PSLF Technical Corrections Act of 2019
Sponsor: Sen. Whitehouse, Sheldon (D-RI)
Cosponsors: 1 (0 R; 1 D)
Introduced: 04/11/2019
NASFAA research & Coverage: The bill seeks to extend PSLF eligibility to borrowers that have currently spent as much as a decade toward making 120 payments that are on-time might have been unaware that the re re payment plan by which they enrolled had not been sanctioned for forgiveness.
S. 1163 – Veterinary Medicine Loan Repayment Program Enhancement Act
Sponsor: Sen. Crapo, Mike (R-ID)
Cosponsors: 10 (3 R; 6 D; 1 I)
Introduced: 04/11/2019
NASFAA review & Coverage: This bill would exempt Veterinary Medicine Loan Repayment system (VMLRP) awards from withholding taxes.
H.R. 2186 – Education Loan Refinancing Act
Sponsor: Rep. Pocan (D-WI)
Cosponsors: 30 (0 R; 29 D)
Introduced: 04/09/2019
NASFAA review & Coverage: The scholar Loan Refinancing Act will allow any debtor of Federal Direct Loans including Subsidized, Unsubsidized and PLUS loans, to refinance their federal loan rate of interest to regardless of the current honor 12 months interest. A debtor might have the attention price refinanced whenever you want through the life of loan without any restriction, other than a loan can simply once be refinanced every half a year.
H.R. 2065 – Affordable Loans for just about any Scholar Act
Sponsor: Rep. DeLauro, Rosa L. (D-CT)
Cosponsors: 0 (0 R; 0 D)
Introduced: 04/03/2019
S. 1002
Sponsor: Sen. Merkley, Jeff (D-OR)
Cosponsors: 9 (0 R; 9 D)
Introduced: 04/03/2019
NASFAA research & Coverage: The bill tackles several problems associated to education loan affordability, complexity, and customer information. The bill would end federal loan origination charges and also the training of great interest capitalization in addition to decrease the range payment intends to two: an income-based payment plan, which may now be accessible to Parent PLUS borrowers, and a set plan that is 10-year. The Affordable Loans for Any scholar Act would additionally simplify the method to sign up in a choice of payment plan.
H.R. 1707 – Bank on Students Emergency Loan Refinancing
Sponsor: Rep. Courtney (D-CT)
Co-Sponsors: 67 (0 R; 67 D)
Introduced: 03/13/2019
S. 768
Sponsor: Sen. Warren (D-MA)
Co-Sponsors: 34 (1 I, 33 D)
Introduced: 03/13/2019
NASFAA research & Coverage: This bill will allow borrowers whom meet money requirement with Federal Direct Loans, including Parent PLUS and Consolidation Loans, along with borrowers with FFEL Program Loans to refinance their present loan balances beneath the interest relevant with their loan key in 2016-2017. The latest refinanced price would be fixed for all of those other lifetime associated with loan(s) and will never lengthen the payment time period associated with loan. The bill would additionally enable qualified borrowers to refinance loans that are private the Department of Education.
H.R. 1798 – Pupil and Families Empowerment Act
Sponsor: Rep. Rice (D-NY)
Co-Sponsors: 0 (0 R; 0 D)
Introduced: 03/14/2019
NASFAA review & Coverage: This bill would expand the present elegance duration time period for education loan borrowers. The grace period would be extended from 6 months to 12 months and interest would not accrue for the new 12-month period as well for all Federal Direct Loan programs. The balance would additionally permit an enhance associated with the education loan interest deduction for income tax filing purposes.
H.R. 1685 – Physician Assistant Higher Education Modernization Act
Sponsor: Rep. Bass (D-CA)
Co-Sponsors: 0 (0 R; 0 D)
Introduced: 03/12/2019
NASFAA research & Coverage: This bill would raise the loan that is unsubsidized for graduate pupils in doctor assistant (PA) programs, authorize loan forgiveness programs for PAs who provide in regions of nationwide need, develop a course to enhance PA education programs at rural organizations, make Historically Black Colleges & Universities eligible to receive extra funds and provide give preference to programs at Hispanic Serving Institutions, while increasing grant funding possibilities for PA faculty development and technology at PA programs.
H.R. 1571 – Debt-Free university Act of 2019
Sponsor: Rep. Pocan (D-WI)
Co-Sponsors: 32 (0 R; 32 D)
Introduced: 03/06/2019
S. 672
Sponsor: Sen. Schatz (D-HI)
Co-Sponsors: 9 (0 R; 9 D)
Introduced: 03/06/2019
NASFAA research & Coverage: This bill would produce a State-Federal partnership system that is designed to offer a debt-free university experience. This system would produce a consignment to pay for staying unmet economic significance of qualified pupils. To meet the requirements students will have to be enrolled at an institution that is eligible hawaii they live, complete the FAFSA and fulfill SAP needs. This bill would authorize $84 billion to generate the partnership system. In addition, the Debt-Free College Act would offer Title that is full IV for Dreamer students and repeal the suspension system of Title IV help for pupils with drug-related offenses.
H.R. 1554 – REDI (Resident Education Deferred Interest) Act
Sponsor: Rep. Babin (R-TX)
Co-Sponsors: 9 (6 R; 3 D)
Introduced: 03/06/2019
NASFAA research & Coverage: The REDI Act will allow borrowers in a medical or dental residency system to truly have the interest and re re payments on the figuratively speaking deferred.
H.R. 1043 – Employer Participation in Repayment Act of 2019
Sponsor: Rep. Peters (D-CA)
Co-Sponsors: 114 (34 R; 80 D)
Introduced: 02/07/2019
NASFAA research & Coverage: This bill would expand employer-provided academic assistance programs to incorporate employer-provided education loan payment help. The bill allows companies http://speedyloan.net/reviews/advance-financial-24-7/ to supply up to $5,250 per in student loan repayment assistance to their employees year. This quantity will be excluded from the employee’s income that is taxable.
H.R. 885 – Private Education Loan Bankruptcy Fairness Act
Sponsor: Rep. Cohen (D-TN)
Co-Sponsors: 13 (0 R; 13 D)
Introduced: 01/30/2019
NASFAA research & Coverage: This bill will allow student that is private to be released in bankruptcy.